How do I start the application process? Choose your type of Card here and press the “Apply Now” button. You will need to give us personal information, contact details and financial information, so have this ready to hand.
How long does it take to apply for a Card?
Can I check whether I am likely to be approved before I apply? You can use our Eligibility Checker tool to see if you are eligible before you apply formally, without affecting your credit rating.
Credit check We will give your application a credit check to ensure you are able to meet the obligations of being a Cardmember. This usually includes looking at:
How long before I know if my application has been successful? You will receive our decision by post within 10 working days. If you haven’t heard from us after three weeks, you can contact our team on 0800 032 7642. You can find more information about the application process here.